Privacy Policy

Last updated: January 26, 2025

Our Commitment to Privacy

At CommonCents, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our household finance management platform.

Information We Collect

Personal Information

  • Name and email address
  • Account credentials (securely encrypted)
  • Household member information you choose to add

Financial Information

  • Income and expense data you enter
  • Budget categories and amounts
  • Bill payment schedules
  • Financial goals and savings targets

Usage Information

  • Device and browser information
  • IP address and location data
  • App usage patterns and preferences

How We Use Your Information

  • To provide and maintain our service
  • To notify you about changes to our service
  • To provide customer support
  • To gather analysis or valuable information to improve our service
  • To monitor the usage of our service
  • To detect, prevent and address technical issues
  • To provide you with news and general information about our service

Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following situations:

  • With your consent
  • To comply with legal obligations
  • To protect and defend our rights or property
  • To prevent or investigate possible wrongdoing
  • To protect the personal safety of users or the public

Data Security

We implement industry-standard security measures to protect your data:

  • End-to-end encryption for sensitive data
  • Secure HTTPS connections
  • Regular security audits and updates
  • Access controls and authentication
  • Secure data centers with redundancy

Your Rights

You have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Request deletion of your data
  • Object to data processing
  • Data portability
  • Withdraw consent at any time

Children's Privacy

Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Governing Law

This Privacy Policy is governed by the laws of the Commonwealth of Puerto Rico, United States, without regard to its conflict of law provisions. CommonCents is operated from Puerto Rico, and this policy is intended to meet the legal requirements of our jurisdiction.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

CommonCents
Puerto Rico, United States